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Thursday, Jan, 19th, 2013
6333 Chimney Rock RD Apt 254
Houston, TX 77081 Telephone: (832)518-9144 Email: email@example.com
To attain a senior position in a multinational bank dealing administrative issues related to loans, which also gives chance to grow and develop.
A Challenging and Responsible position of Mortgage Analyst, where I can deploy my experience and Expertise in order to achieve company’s objectives.
Ability to work within a team or even as team leader.
10 years of experience in Handling and Originating Loans.
Ability to interact with varied customers, solving there queries.
Customer care management across banking, Loans, insurance and Real Estate.
1) Twentieth Century Mortgage Inc . TX.
1999 till 2003 Loan Officer.
Recipient of the Twentieth Century Mortgage Inc. Award in Dec. 2003 for being only loan officer to sign 40 loans in a five month period.
Originate mortgages for home purchases, refinance, and new home construction.
Solidify contacts with local realtors, contractors, financial advisors, and other referral sources and meet all potential borrowers, and inspect all properties for requested financing.
Review and analyze loan transaction packages for preliminary approval or denial in accordance with bank guidelines.
Assemble all required documentation for processing and underwriting on each transaction, and prepare and present all related deal points to Loan Committee when required.
2) Twenty First Century Mortgage, TX
Manager/ Mortgage Analyst/Owner of Mortgage Broker 2003-2008
•Manage pipeline of conventional, government, and portfolio loans.
•Evaluate loan documentation and clear conditions as per delegated authority.
•Maintain high level of customer service by being proactive in communicating with the borrowers and loan originators.
•Serve as an intermediary for loan issues with Loan Originators and other related departments.
•Take active role as an escalation point within the team based on experience and knowledge. Assist in training new hires.
3) Twentieth Century Home Mortgage / Caspian Service, TX
International Residential, Commercial Loan, Foreigner Investor 2008- Present
Ensured files were shipped out in a timely fashion in order to help Investors purchase loans quicker, also helping to meet monthly goals.
Keep tight records of all transactions including who had a file and why in our conversation log.
Made sure those investors conditions were met in order for them to sell the loans. Which also included additional processing.
In charge of requesting that the Note be sent to the investor once funded and file sent.
Keeping excel chart to track status of all loans.
Bachelor’s Degree in Civil Engineering Graduated in 1981, University of TEXAS
MBA Degree Certification in Management, Marketing On-Line from Colorado Technical University 2007-2009
Advance Diploma in Loan and Insurance Studies, 2005-2008 Houston Community Colleges
Certified SBA Loan, Grants Writer, Business Plan Writer
Office Package: Microsoft Word, Microsoft Excel, Microsoft Access, Microsoft PowerPoint, Microsoft Outlook Express Operating Systems: Windows9X, Windows2000, Windows ME, Windows XP, Windows Vista, Linux, Unix, MS DOS. SAP Program, Point, AS400 Program